Add covenants quickly and easily using templates without having to leave the application. Automated bank statement analysis has improved turnaround times (TAT) drastically, to the extent that several hundred pages of statements are analyzed instantaneously. Our report provides everything you need to understand your customer and finalise the assessment. Assess the creditworthiness to decide whether to lend the money or not. Currently, Public Sector Banks rely on bank statement analysis that is largely offline, employing hundreds of employees who transcribe the data scattered across pdf statements into excel spreadsheets. The data would be processed instantaneously, enabling the FIS to arrive at smart lending decisions in a matter of a few seconds. Job For your interest in our organization and for submitting our online application form. If you meet our given requirements and make it to the shortlisted candidates we will get back to you at our earliest. This application analyses bank statements and provides analytical reports on the account expenses. The bank statement definition is the statement received from a bank after each month as a customer. Consider this — if a formal institution could extend credit facilities to them for meeting their needs at a lower rate of interest, it would be a win-win for both FIs who would get access to this untapped segment and deprived borrowers would get access to cheaper credit. The “Wealth Triangle” — A 3-Step Guide to Growing Your Wealth, 3 Phases of Financial Planning for Young Professionals. Call Us: … Our report provides everything you need to understand your customer and finalise the assessment. It is also helpful in bank reconciliation which is an analysis and adjustment of differences between the cash balance showing on the bank statement and the amount shown in the account holder’s records. Bank statement Analyser is a reliable tool, which uses Artificial Intelligence and provides trends of your prospective borrower thereby reducing TAT by automating the manual process. A collection of bank statement analysis tools for web pages to provide "auto-tagging" of transactions Our team will look them over shortly. In the spring of 2017, when we were just starting to build Inkredo, with the idea of contributing to greater financial inclusion in the country, we had no realization of the challenges that awaited us. The u/scoremein community on Reddit. Help in Dealing with Legal & Professional Issues. 10 ways Bank Statement Analyser Tool Helps in Analysis of Bank Stateme Enjoy this Post? This section has been deprived of credit for decades and they outnumber those with access to formal banking channels for availing loans. Call Us: 78400 07667 Email: info@scoreme.in # scoremesolutions # benefits # importance # fintech # bankstatementanlyzer # fintechtechnology # bankingsector … Why not support getscann. the bank statement. Therefore, banks spend a lot of their resources on assessing if a borrower is worthy, i.e. So bank statement analysis isn’t a simple and straightforward parsing of pdf data to excel or any other desired format. LoanScorecard®, the leading provider of non-agency automated underwriting systems (AUS), today announced that it has launched Bank Statement Analyzer™, a new tool … AU and US banks in progress! Financial statements for banks present a different problem than statements for manufacturing and service companies. The accounting output of the bank or organization is called a financial statement. Contribute to egenerat/bank-statement-analyser development by creating an account on GitHub. I Use This! Private Sector Banks are collaborating with them to resolve the issue of financial inclusion to the unbanked. Perfios Bank Statement Analyzer has a high-performance analytical engine that derives business income from multiple bank accounts of the loan applicant by analyzing all the accounts together. Imagine the sensitivity of the data and the level of accuracy required to do this for hundreds of pages of statements several times over in a matter of a few seconds. Statement analysis is an evaluation process usually expressed in writing. Our team will look them over shortly. Consider having to do this activity for scanned images. Fin360 is a Bank Statements Analysis Software built by FinTechLabs.For more details visit: www.fintechlabs.in/bank-statement-analyzer/ Follow me on Ko-fi. All of them belong to the same bank. Support. Call Us: 78400 07667 Email: info@scoreme.in Instantly verify and authenticate the bank account of a user by depositing a small amount, usually a penny and receive validated bank details of the user. AU and US banks in progress! This requires an analysis of Income and expenditure patterns to determine … 10 ways Bank Statement Analyser Tool Helps in Analysis of Bank Stateme Enjoy this Post? With income verification, we identify the regular customers of the company … Supported by Publisher. Some have currency mentioned right next to the balance, while some formats don’t have it. The balance sheet profit and loss statement and the cashflow statement of the Agbank are given in Tables 1, 2 and 3 respectively. Sign Up For A Free Demo - https://bit.ly/34avoDW. Individual Small Business Professional Lender Statement Conversion for Financial Lenders Enterprise level services allow you to automatically convert bank, credit card, and brokerage statements into the formats you need to determine an applicant’s creditworthiness. Financial Statements for Banks. Request For your interest in our organization and for submitting our online application form. It is also helpful in bank reconciliation which is an analysis and adjustment of differences between the cash balance showing on the bank statement and … But it isn’t. Contribute to egenerat/bank-statement-analyser development by creating an account on GitHub. It also has the relevant liquidity and efficiency ratios that are calculated by the spreadsheet A bank statement for the account specified in Section 5 of the Grant Agreement shall be enclosed with each financial statement; if expenditures made in the developing country are included in the statements, a bank statement for the project [...] account kept in said [...] country shall also be enclosed, if such an account is kept. As a result, analysis of a bank's financial statements requires that recognizes a bank's unique risks. Sign in / Sign up. Statement Delivery Your Account Analysis Statement is available electronically though two channels – KeyNavigatorSM and direct transmission in EDI 822 format. On December 31st, 2016, the bank closes its records for ABC Corp having an ending balance of $180,000 while the company closes with $170,000. Bank Statement Analyzer free download - Index.dat Analyzer, MixMeister BPM Analyzer (Windows 98/Me/2000/XP), Bank Statement, and many more programs Also, there is no authority at the lenders’ end that can perform a check for fraudulent data provided by borrowers or assign scores for defaults and negative end of day balances. Bank statements usually include the available balance, existing balance, deposits, withdrawals, interest, fees, penalties, etc. Sahamati proposes to solve this problem by providing a digital platform where data can be easily shared and consumed, based on the user’s consent. With the few that finally agreed after negotiations (not on price! collateral-based) to flow-based loans. What better way than a bank statement that has all credits and debits of an individual or business for a given period to assess recent transaction behavior? entwicklung.at. However, many banks will happily give you access to long-term transaction logs, and these provide a great opportunity to take a DIY approach. www.fin360.in; Agg360 - Our automated data aggregation API helps you connect to banks worldwide and pass it through our advanced categorization and reporting engine for … Analysing a bank account statement to establish an evidence of receipts and payments, you can call it as financial investigation methodology, which is helpful to better cash flow of any business. Excel features and functions can be utilized effectively as a data analysis tool in Anti-Money Laundering (AML), Combating Terrorist Financing (CFT) analysis and investigation. Bank statement analysis reads the transactional data from the customer’s bank account comprising debit and credit transactions which include- balance history, salaries, obligations, transaction pattern and spending behaviour. A bank statement is defined by Wikipedia as “a summary of financial transactions which have occurred over a given period on a bank account held by a person or business statement with a financial institution.” It consists of transactions like debit and credit, withdrawals, and deposits. A collection of bank statement analysis tools for web pages to provide "auto-tagging" of transactions. Our team will look them over shortly. Directors are elected by management of a company. B) Penny Drop Check. What is the financial statement? The assessment involve s calculating useful analysis from the bank statement of our customer. Mit Flexionstabellen der verschiedenen Fälle und Zeiten Aussprache und relevante Diskussionen Kostenloser Vokabeltrainer Bank Statement Analyser. It is an easy and effective method for the reconciliation of customer payments. ABC Corp holds an account with Citizen’s Bank. Version: 1.0.3 (View History) Overview. Unlike your standard analysis example in Excel showing values and comparisons, statement analyses are presented in a different manner.. A statement analysis, particularly a financial analysis, usually shows the financial performance of the business analysis for external and internal users. Automatically extracting, synthesizing and analyzing bank statement data Shares document analysis information as a JSON object or porting directly into client systems - eliminating the manual analysis Reduces manual effort of uploading files, downloading the responses and periodically checking the status of the book Standard formats and specialized industry formats are built in. A bank statement is a list of all transactions for a bank account over a set period, usually monthly. provisioning, asset valuation, securitization etc.) That could give you an idea of the scale of the problem we have at hand. As we know, banks are in the business of lending and borrowing. Now, think of the number of countries in the world and the number of banks each one may have, each with its own narrations and abbreviations in statements. We automatically retrieve and analyse your customers bank transactions to give you a full 360 degree view. It is prepared by using unique techniques. If you meet our given requirements and make it to the shortlisted candidates we will get back to you at our earliest. You can also extract the data for further use by underwriters. In a few formats, you may note the abbreviation “Cr” which denotes crores right next to the numerals, while some have only numeric values. What is the purpose of financial statement analysis? For instance, if you look at the statement formats above, the account balance table has different headers or names in the different formats. We have received your details. Analyse exported bank statements in CSV format. Get Your Free Demo Today - https://bit.ly/34avoDW. Sahamati, a Collective of Account Aggregator ecosystem in India is one such initiative. This brings us to the question — How does a bank distinguish between worthy borrowers and the not so worthy ones? The turnaround time for the processing of loan applications is significantly reduced if automated bank statement analysis is adopted. if the individual or business has the ability to repay the loan. Lernen Sie die Übersetzung für 'bank statement' in LEOs Englisch ⇔ Deutsch Wörterbuch. Ocrolus bot to extract and analyze data from bank statements and provide meaningful insights. With Open Banking APIs, the loan originator, through the common interface which has all the banks enlisted, can digitally source bank transaction data directly from the applicant’s FI. We have received your details. The Financial Statement Analysis and interpretation are basic to the decision-making process for creditors, stockholders, managers, and other groups. A borrower’s data is spread across banks, telecom companies and healthcare providers in isolation from each other with no common framework where the data pertaining to an individual or entity can be aggregated for sharing as per requirement. We first worked with mobile phone sellers who sourced and sold Chinese made smartphones priced under Rs. 10,000 and facilitated loans for them based on their invoices and bank statements. This untapped potential has made Financial Institutions (FIs) rethink their strategies and move from asset-based loans (i.e. Call Us: 78400 07667 Email: info@scoreme.in Why not support getscann. Reddit gives you the best of the internet in one place. Bank statement analysis delves deep into bank statements and parses the data from pdf statements to derive meaningful insights about a borrower’s recurring transactions, loans and defaults (if any), income and its frequency, and repayment capacity. Comments Sign up or Log in to leave a comment. They earn interest on loans and pay interest on deposits. In the case of individual borrowers, bank statement analysis helps in income verification and spend analysis, i.e. Mail. This matching process involves making allowances for checks issued but not yet presented, and for check deposited but not yet cleared, and if discrepancies Persis, finding the cause and bringing the records into agreement. Copy Link. For businesses, bank statement analysis gives the cash inflows from customers’ payments and cash outflows based on payments to vendors. The status of customer cheques in terms of whether a cheque got cleared or bounced can be deduced from bank statement analysis. Overview. Log in to Open Hub. We have received your details. ), sharing the access to their test environment and of required API documents took a lot of time because every step involved an NDA. More automation and less manual efforts: Online bank statement analysis also makes the manual collection of bank statements redundant, making it beneficial for both borrowers and lenders. This is crucial to the assessment of the creditworthiness of both individuals and businesses. Banks perform a thorough analysis of a borrower before making a loan to mitigate credit risk, yet, unforeseen defaults still occur. A bank statement analyzer must be able to handle all these variations, analyze data and provide meaningful insights to support decision making with the highest degree of accuracy. Banks in urban areas have at least a dozen formats. Inkredo also offers an online bank statement analyzer that’s free of any upfront charges and performs analysis of hundreds of pages of bank statements instantly, facilitating faster decision making at low cost. It is also called the final account. Say your farewells to your worries and start downloading our Bank Statement Templates. GUPTA & COMPANY FOR THE PARTIAL FULFILLMENT OF THE REQUIREMENT FOR THE AWARD OF BACHELOR OF COMMERCE UMDER THE SUPERVISION OF … We handle more than 50–100 different statement formats, validating data to prevent frauds and providing a 360-degree view of a borrower’s financial well-being. Download Bank Statement Analysis Tools for free. The Bank Statement Analyser solution supports a wide range of financial statements across various formats. Solution. 1 | P a g e PROJECT REPORT SUMMER TRAINING ON A FINANCIAL STATEMENT ANALYSIS AND INTERPRETATION OF C.B ENTERPRISES S.D. Sign Up For A Free Demo - https://bit.ly/34avoDW. Unlike competitors, our solution doesn't need to be told upfront which bank or format is being used, yet correctly processes over 99% U.S. statements. They play a dominant role in setting the framework of managerial … What Is a Statement Analysis? PDF Insights utilizes IDR (intelligent document recognition) to identify bank/statement formats. Bank statements also provide you with your starting balance, ending balance, the date of the statement, completed transactions, details of the customer, and other information about the bank. Project report on Financial Statement Analysis and interpretation of A Company 1. Bank Statement Analyser is the most advance AI-Driven tool for enterprise clients. And, not at all scalable. Let’s list down how bank statement analysis can prove to be a viable alternative for all: The contents of a bank statement are neither uniform nor consistent across banks. If you meet our given requirements and make it to the shortlisted candidates we will get back to you at our earliest. Reviews Questions. As an individual lender, a bank, NBFC or any other financial institution you analyze the prospective borrower’s bank statements to assess the creditworthiness to decide whether to lend the money or not. Assess the creditworthiness to decide whether to lend the money or not. Download Bank Statement Analysis Tools for free. All rights reserved. Bank Statement Analyser As an individual lender, a bank, NBFC or any other financial institution you analyze the prospective borrower’s bank statements to assess the creditworthiness to decide whether to lend the money or not. Bank Statement Analyzer™ Easily and quickly calculates a borrower’s average monthly income using directly-sourced bank transaction history Serve More Borrowers—Efficiently and Effectively Improve the origination process for borrowers who are self-employed or part of the gig economy. They are full of non-standard abbreviations and narrations and each bank has its own format of presenting these details. bank statement analyzer free download - Bank Statement, Financial Statement Pro, Download Bank Account Data, and many more programs Newletter For your interest in our organization and for submitting our online application form. Moreover, none of these were simple, fast or cost-effective; quite a few were charging hefty upfront fees. This guide will teach you to perform financial statement analysis of the income statement, for banks isn’t that much different from a regular company, the nature of banking operations means that there … A bank statement is unequivocally the most valid record of one’s income and expenses and gives a fair view of one’s financial health. outflows or debits and inflows or credits over a period of time, based on their bank statements. This simple and basic Excel Spreadsheet will help you with trending Financial Statement data over a three year period. bank analysis statement. International Bank Bank Statement Financial Institutions The Borrowers. While the general structure of financial statements Analysis of Financial Statements How to perform Analysis of Financial Statements. Bank Statement Analysis gives a holistic view of a borrower’s complete transaction history, parsing pdf data scattered across hundreds of pages, into a meaningful and coherent picture of their creditworthiness. As part of the Lending journey, one of the key steps is Income Analysis, which can be done through examination of bank statement submitted by the customers. The company wishes to analyze the difference of $10,000 when they receive the bank’s statement in the next month. Copyright © 2020 AAF. Fin360 - Holistic bank statement and transaction analysis platform available through our API and UI. The Ocrolus bot functions as an RPA plugin, with functionalities that automate document analysis… The engine negates internal and self-transfers within the company to derive actual business credits. This is a personal project I am working at the moment to get an idea about my expenses and sharpen my knowledge on following set of technologies. Bank Statement Analyzer. These are consolidated and extracted bank account statements of various bank accounts. Which of the following statements about directors of a company is true? Perfios Insights automates the entire process of financial checks and verification required while providing any financial services product. Read on for a breakdown of the company's mission and vision statements and its core values. Though there are various pdf parsers such as OCR readers available that can parse pdf statements, most OCR readers are not “intelligent” enough to identify such unstructured data. We found a few online solutions, but none were willing to integrate with a small player. Get Your Free Demo Today - https://bit.ly/34avoDW. A large section of the world population is still without a formal credit history, and without fixed assets for collateral. There are close to 500 banks in India and each one has multiple formats and layouts of statements. Flow-based lending, backed by robust and solid bank statement analysis, also has the potential to transform rural credit: providing a solid foundation for loan underwriting and insurance underwriting. Summary. Using our bank statement analyser you can ascertain a 360 degree review of the customer financial health and track record. Bank Statement Analysis Software. Ocrolus - Bank Statement Analyzer. In this case, the bank credits the firm’s account with the amount received but the same amount is not recorded in the cash book. Reduction in costs: For a process that is manual, with hundreds and thousands of employees working in back offices of FIs or KPOs, the single biggest factor is escalating costs. 01 … We support majority of India bank statements in PDF format. Project Summary. Overview. Imagine, for example, statement formats in a country as diverse as India. Englisch-Deutsch-Übersetzungen für bank statement im Online-Wörterbuch dict.cc (Deutschwörterbuch). Better assessment of risk: It also helps lenders assess other liabilities of the borrowers including existing liabilities and recurring payments that may have an impact on their ability to repay the loan being applied for. A default results in losses for a bank… Artivatic.ai's Bank Statement Analyser reads through the PDF/Image bank statements and builds transnational analysis with anomaly detection. So, what’s common between these statements? EUMS reads data from statements of multiple geographies across different segments such as retail, small business etc. While helping them seek loans, we found that analyzing bank statements was a tedious and manual task and took up a tremendous amount of time. Bank statement analysis is the analysis of the financial transactions of borrowers i.e. Follow me on Ko-fi. Real-time bank statement analysis could be the next innovation if Open Banking APIs become available for widespread use. They are susceptible to falling prey to unorganized money lenders who give them loans at sky-high interest rates. The bank account statements are attached here for analysis. We support majority of India bank statements in PDF format. Bank statement analysis is the analysis of the financial transactions of borrowers i.e. Bank Statement Analyser & Anomaly Detection - Artivatic.ai - YouTube Artivatic.ai's Bank Statement Analyser reads through the PDF/Image bank statements and … Fintech companies are great disruptors in this space and have come up with cutting edge technology products for bank statement analysis. “I use MoneyThumb to underwrite my applicants and borrowers.” Automation goes a long way in reducing those costs. Comments Sign up or Log in to leave a comment. Not the most efficient way of doing things, right? For further information please contact us, our dedicated team will be happy to assist you. Bronze Certified. Our team will look them over shortly. Banks take from savers and pay interest on some of these accounts. gives a complete picture of their income and expenditure based on their bank account. Online banking has made reviewing statements and transferring money more convenient than ever before, but most still rely on external methods for looking at their personal finances. based on code collected about 1 year ago. It knocks off all those transactions which are artificially creating the bogus turnover in the bank account statements. वित्तीय विवरण भनेको के हो? This accelerator will automate the analysis of Bank Statements by extracting and analyzing the information based of rules. Baker Hill NextGen® statement spreading analysis software offers a wide range of formats and features to meet your financial analysis needs for commercial lending. OR Financial Statement Analysis is the process of understanding the risk and profitability of the firm through analysis of reported financial information, by using different accounting tools and techniques. The bank statement is one of the most basic accounting statements to exist. Effortless & Accurate. The Company maintained bank accounts in Singapore Dollars (“SGD”) and United States Dollars (“USD”) with UOB and Citibank. www.fin360.in; Agg360 - Our automated data aggregation API helps you connect to banks worldwide and pass it through our advanced categorization and reporting engine for meaningful insights. Bank statement analysis reveals events of non-payment and default or insufficient funds. If you are interested in sandbox testing for Sahamati please write to us at the email address mentioned below. A bank statement, explained as the statement which reflects your banking history, is as much a document for business as it is one for personal life. Financial Statement Analysis Excel Spreadsheet: A simple Financial Statement Analysis Excel Spreadsheet to calculate some basic yet crucial ratios. 0. 4.1.2.1 Ratio Analysis for 2009 39 4.1.2.2 Ratio Analysis for 2008 42 4.1.2.3 Ratio Analysis for 2007 45 4.1.2.4 Summary for Balance Sheet and Profit & Loss Statement 48 4.1.3 Tata Steel 49 4.1.3.1 Ratio Analysis for 2009 51 4.1.3.2 Ratio Analysis for 2008 54 4.1.3.3 Ratio Analysis for 2007 57 bank analysis statement. Copy Link. 57. They pass these funds on to borrowers and receive interest on the… World Bank mission and vision statements help define what the company is working towards and how it remains to be one of the most successful companies in the world. This application will analyze your bank statement and will provide you a analytical report about your expenses. entwicklung.at. They verify credit scores, sources of income and thereby employment, and most importantly, collateral and KYC details, through stringent and comprehensive processes. Financial Statements are prepared to meet external reporting obligations and also for decision making purposes. So, what is bank statement analysis? Bank Statement Analyser Overview. outflows or debits … 1. Now, lending is their primary source of revenue. bank statement analysis Bank Accounts . Support. File sharing and file formats are the tips of the iceberg though when it comes to dealing with the challenges of online bank statement analysis. We have received your details. Fin360 - Holistic bank statement and transaction analysis platform available through our API and UI. Bank statements are collected from the borrowers at bank branches or collected by field agents and analyzed at the back offices of the banks/FIs. A. Tags. Bank Statement Analysis – We've tried to build a tool to categorize the narrations appearing in the bank statements into a logical manner. In total, there were 3 SGD bank accounts and 2 USD bank accounts maintained by the Company. Thus, it makes the bank statement analysis and verification process highly scalable and secured. Effortless & Accurate. When we checked, we found that a few money lenders were giving out loans at 7 to 10% per month, while a few payday loan providers were charging anywhere between 0.5–1% per day — that is a whopping APR of 180%! Analyse exported bank statements in CSV format. A collection of bank statement analysis tools for web pages to provide "auto-tagging" of transactions If you prefer paper statements, your Account Analysis Statement is also available for delivery via U.S. Total interest earned was $57.5 billion (in green) for the bank from their loans and all investments and cash positions. This pdf to excel conversion is prone to errors and delays since copying data from pdfs is never easy. on the financial statements Bank Statement Analyser. Contact For your interest in our organization and for submitting our online application form. The document will provide you with a summary of all the transactions which have happened within the month or a specific time period. × Login Required. As a result the balance in the cash book will be less than the balance shown in the Pass book. The column number for account balance is different in the different formats. Bank Statement Analysis Tools Settings | Report Duplicate. The difference between these two is called their net interest income or spread. We automatically retrieve and analyse your customers bank transactions to give you a full 360 degree view. It would be able to categorise similar transactions on the basis of narrations. Everyone has a bank statement, a universal document that contains all of their transaction histories. This made us think and come up with an easy, low-cost and reliable bank statement analysis tool, that would cater to emerging Fintech companies. Why Is Taking on Debt (Even ‘Good’ Debt) Such A Problem? Bank Statement Explanation. Chapter 02 - Financial Reporting and Analysis. For businesses, bank statement analysis is adopted of India bank statements have also considerable. Tried to build a tool to categorize the narrations appearing in the Pass book the company derive! Organization is called a financial statement analysis Tools for Free the customer financial health and track.... Statements across various formats has its own format of presenting these details time, based on bank! Any other desired format financial Planning for Young Professionals the month or a specific period... And easily using templates without having to leave a comment one such initiative PDFs is easy!, analysis of financial statements are attached here for analysis meet our given requirements and make it to shortlisted! Anomaly detection and easily using templates without having to leave a comment, penalties, etc if automated bank,! Relevante Diskussionen Kostenloser Vokabeltrainer Ocrolus - bank statement Analyser you can ascertain 360... India bank statements and builds transnational analysis with anomaly detection willing to integrate with a small player a..., fees, penalties, etc been deprived of credit for decades and they outnumber with. Through our API and UI to integrate with a summary of all the which... For web pages to provide `` auto-tagging '' of transactions basic accounting to! A borrower is worthy, i.e behavior of an individual or business the. Pace in coping up with your deadlines goes a long way in reducing costs... Than statements for banks present a different problem than statements for banks present different. To extract and analyze data from bank statement analysis, lending is their primary source of revenue if borrower! This paper is largely based on their bank statements into a logical.. Leave the application or spread process usually expressed in writing, from scanned images bank statement analyser, for example statement! Is their primary source of revenue up for a Free Demo - https: //bit.ly/34avoDW business etc on..., but none were willing to integrate with a small player ) rethink strategies. ) for the processing of loan applications is significantly reduced if automated bank statement and transaction analysis available... All those transactions which are artificially creating the bogus turnover in the cash inflows from customers ’ and! Time, based on their bank statements usually include the available balance,,... Instantaneously, enabling the FIs to arrive at smart lending decisions in a as., your account analysis statement is also available for delivery via U.S. Mail Analyser solution a! India bank statements into a logical manner our dedicated team will be to! 10 ways bank statement and transaction analysis platform available through our API and.... Analyser is the statement received from a bank statement analysis Excel Spreadsheet to calculate basic! Access to formal banking channels for availing loans in terms of whether a got!, managers, and without fixed assets for collateral contains all of their income and expenditure based on their account! The concern authorities report about your expenses has the ability to repay the.... Products for bank statement Analyser you can also extract the data for further use by underwriters analyze difference... Money lenders who give them loans at sky-high interest rates, for example statement! Receive the bank statements used to provide information to the shortlisted candidates we will get back to you at earliest...